Blog

Latest Articles

Remember and Honor Those Who Gave All

By Marie Miller and Vera Jacques | May 30, 2022

We remember and honor those who gave all.

Bright Days Are Ahead When You Move Up This Summer [INFOGRAPHIC]

By Marie Miller and Vera Jacques | May 27, 2022

Some Highlights

Warmer weather and longer days mean summer is almost here. Celebrate by upgrading to the home of your dreams so you can enjoy all the season has to offer.
When you list your house, you can capitalize on today’s sellers’ market to fue…

Why Summer Is a Great Time To Buy a Vacation Home

By Marie Miller and Vera Jacques | May 26, 2022

Why Summer Is a Great Time To Buy a Vacation Home | Simplifying The MarketYou may be someone who looks forward to summer each year because it gives you an opportunity to rest, unwind, and enjoy more quality time with your loved ones. Now that summer is just around the corner, it’s worthwhile to start thinking about your plans and where you want to spend your vacations this year. […]

How Buying or Selling a Home Benefits the Economy and Your Community

By Marie Miller and Vera Jacques | May 25, 2022

How Buying or Selling a Home Benefits the Economy and Your Community | Simplifying The MarketIf you’re thinking of buying or selling a home, chances are you’re focusing on the many extraordinary ways it’ll change your life. But do you know it has a large impact on your community too? To measure that impact, the National Association of Realtors (NAR) releases a report each year to highlight just how much […]

Sellers Have an Opportunity as Home Prices Re-Accelerate

By Marie Miller and Vera Jacques | May 24, 2022

Sellers Have an Opportunity as Home Prices Re-Accelerate | Simplifying The MarketAs mortgage rates started to rise this year, many homeowners began to wonder if the value of their homes would fall. Here’s the good news. Historically, when mortgage rates rise by a percentage point or more, home values continue to appreciate. The latest data on home prices seems to confirm that trend. According to data […]

Work With a Real Estate Professional if You Want the Best Advice

By Marie Miller and Vera Jacques | May 23, 2022

Work With a Real Estate Professional if You Want the Best Advice | Simplifying The MarketBecause buying or selling a home is such a big decision in our lives, the need for clear, trustworthy information and guidance is crucial. And while no one can give you perfect advice, when you align yourself with an expert, you’ll get the best advice for your situation. An Expert Will Give You the Best […]

Don’t Let Rising Inflation Delay Your Homeownership Plans [INFOGRAPHIC]

By Marie Miller and Vera Jacques | May 20, 2022

Some Highlights

If recent headlines about rising inflation are making you wonder if it’s still a good time to buy, here’s what experts have to say.
Housing is an asset that typically grows in value. Plus, your mortgage helps stabilize your monthly h…

The One Thing Every Homeowner Needs To Know About a Recession

By Marie Miller and Vera Jacques | May 19, 2022

The One Thing Every Homeowner Needs To Know About a Recession | Simplifying The MarketA recession does not equal a housing crisis. That’s the one thing that every homeowner today needs to know. Everywhere you look, experts are warning we could be heading toward a recession, and if true, an economic slowdown doesn’t mean homes will lose value. The National Bureau of Economic Research (NBER) defines a recession this way: […]

How Homeownership Can Bring You Joy

By Marie Miller and Vera Jacques | May 18, 2022

How Homeownership Can Bring You Joy | Simplifying The MarketIf you’re trying to decide whether to rent or buy a home, you’re probably weighing a few different factors. The financial benefits of homeownership might be one of the reasons you want to make a purchase if you’re a renter, but the decision can also be motivated by having a place that’s uniquely your own. […]

Why Rising Mortgage Rates Push Buyers off the Fence

By Marie Miller and Vera Jacques | May 17, 2022

Why Rising Mortgage Rates Push Buyers off the Fence | Simplifying The MarketIf you’re thinking about buying a home, you’ve probably heard mortgage rates are rising and have wondered what that means for you. Since mortgage rates have increased over two percentage points this year, it’s natural to think about how this will impact your homeownership plans. Today, buyers are reacting in one of two ways: they’re […]

If You’re a Homeowner, You Have Incredible Leverage When You Sell Today

By Marie Miller and Vera Jacques | May 16, 2022

If You’re a Homeowner, You Have Incredible Leverage When You Sell Today | Simplifying The MarketIn today’s housing market, homeowners have a great opportunity to sell their house and receive the best terms for their personal situation. That’s because there’s a limited number of homes for sale, which is creating competition among buyers. Right now, homebuyers want three things: To be the winning bid on their dream home To buy […]

Should You Update Your House Before Selling? Ask a Real Estate Professional. [INFOGRAPHIC]

By Marie Miller and Vera Jacques | May 13, 2022

Some Highlights

If you’re deciding whether you should make updates before you sell your house, lean on your trusted real estate advisor to be your guide.
In today’s sellers’ market, buyers have limited options and may be more willing to take on repa…

What You Actually Need To Know About the Number of Foreclosures in Today’s Housing Market

By Marie Miller and Vera Jacques | May 12, 2022

What You Actually Need To Know About the Number of Foreclosures in Today’s Housing Market | Simplifying The MarketWhile you may have seen recent stories about the volume of foreclosures today, context is important. During the pandemic, many homeowners were able to pause their mortgage payments using the forbearance program. The goal was to help homeowners financially during the uncertainty created by the health crisis. When the forbearance program began, many experts were […]

Are There More Homes Coming to the Market?

By Marie Miller and Vera Jacques | May 11, 2022

Are There More Homes Coming to the Market? | Simplifying The MarketAccording to a recent survey from the National Association of Realtors (NAR), one of the top challenges buyers face in today’s housing market is finding a home that meets their needs. That’s largely because the inventory of homes for sale is so low today. If you’re looking to buy a home, you may have noticed […]

Will Home Prices Fall This Year? Here’s What Experts Say.

By Marie Miller and Vera Jacques | May 10, 2022

Will Home Prices Fall This Year? Here’s What Experts Say | Simplifying The MarketMany people are wondering: will home prices fall this year? Whether you’re a potential homebuyer, seller, or both, the answer to this question matters for you. Let’s break down what’s happening with home prices, where experts say they’re headed, and how this impacts your homeownership goals. What’s Happening with Home Prices?  Home prices have seen 121 […]

How Today’s Mortgage Rates Impact Your Home Purchase

By Marie Miller and Vera Jacques | May 9, 2022

How Today’s Mortgage Rates Impact Your Home Purchase | Simplifying The MarketIf you’re planning to buy a home, it’s critical to understand the relationship between mortgage rates and your purchasing power. Purchasing power is the amount of home you can afford to buy that’s within your financial reach. Mortgage rates directly impact the monthly payment you’ll have on the home you purchase. So, when rates rise, […]

2022 Housing Market Forecast [INFOGRAPHIC]

By Marie Miller and Vera Jacques | May 6, 2022

Some Highlights

What does the rest of the year hold for the housing market? Here’s what experts have to say about what lies ahead.
Home prices are projected to rise and so are mortgage rates. Experts are also forecasting another strong year for home…

2022 Housing Market Forecast [INFOGRAPHIC]

By Marie Miller and Vera Jacques | May 6, 2022

Some Highlights

What does the rest of the year hold for the housing market? Here’s what experts have to say about what lies ahead.
Home prices are projected to rise and so are mortgage rates. Experts are also forecasting another strong year for home…

Three Tips for First-Time Homebuyers

By Marie Miller and Vera Jacques | May 5, 2022

Three Tips for First-Time Homebuyers | Simplifying The MarketBuying your first home is a major decision and an exciting milestone. Even though it can feel daunting at times, it has the power to change your life for the better. If you’re looking to purchase your first home, you may be wondering what’s happening in the housing market today, how much you need to […]

Your House Could Be Closer to List-Ready Than You Think

By Marie Miller and Vera Jacques | May 4, 2022

Your House Could Be Closer to List-Ready Than You Think | Simplifying The MarketOne of the biggest concerns for a homeowner looking to sell is the time they’ll have to put in before listing their house. If that’s the case for you, you should know – your home might be closer to list-ready than you think in today’s housing market. A survey of recent sellers from realtor.com finds […]

Things That Could Help You Win a Bidding War on a Home

By Marie Miller and Vera Jacques | May 3, 2022

Things That Could Help You Win a Bidding War on a Home | Simplifying The MarketWith a limited number of homes for sale today and so many buyers looking to make a purchase before mortgage rates rise further, bidding wars are common. According to the latest report from the National Association of Realtors (NAR), nationwide, homes are getting an average of 4.8 offers per sale. Here’s a look at how […]

Today’s Home Price Appreciation Is Great News for Existing Homeowners

By Marie Miller and Vera Jacques | May 2, 2022

Today’s Home Price Appreciation Is Great News for Existing Homeowners | Simplifying The MarketIf you’re planning to sell your home this season, rising prices are great news for you. But it’s important to understand why prices are rising to begin with. One major factor is supply and demand. In any industry, when there are more buyers for an item than there are of that item available, prices naturally […]

Give Your Curb Appeal a Boost Before You Sell [INFOGRAPHIC]

By Marie Miller and Vera Jacques | April 29, 2022

Some Highlights

If you’re thinking about selling your house this season, focusing on a few quick and easy updates outside can help your home look its best.
78% of real estate agents polled say poor landscaping affects property values. As a seller, t…

What You Need To Know About Selling in a Sellers’ Market

By Marie Miller and Vera Jacques | April 28, 2022

What You Need To Know About Selling in a Sellers' Market | Simplifying The MarketEven if you haven’t been following real estate news, you’ve likely heard about the current sellers’ market. That’s because there’s a lot of talk about how strong market conditions are for people who want to sell their houses. But if you’re thinking about listing your house, you probably want to know: what does being in […]

The Dream of Homeownership Is Worth the Effort

By Marie Miller and Vera Jacques | April 27, 2022

The Dream of Homeownership Is Worth the Effort | Simplifying The MarketIf you’re in the market to buy a home this season, stick with it. Homebuyers face challenges in any market, and today’s is no exception. But if you persevere, your decision to purchase a home will be worth the effort in the end. In fact, a recent survey from Bankrate shows homeownership is so powerful […]

How Homeownership Can Help Shield You from Inflation

By Marie Miller and Vera Jacques | April 26, 2022

How Homeownership Can Help Shield You from Inflation | Simplifying The MarketIf you’re following along with the news today, you’ve likely heard about rising inflation. You’re also likely feeling the impact in your day-to-day life as prices go up for gas, groceries, and more. These rising consumer costs can put a pinch on your wallet and make you re-evaluate any big purchases you have planned to […]

Is It Enough To Offer Asking Price in Today’s Housing Market?

By Marie Miller and Vera Jacques | April 25, 2022

Is It Enough To Offer Asking Price in Today’s Housing Market? | Simplifying The MarketIf you’re planning to buy a home this season, you’re probably thinking about what you’ll need to do to get your offer accepted. In previous years, it was common for buyers to try and determine how much less than the asking price they could offer to still get the home. The buyer and seller would […]

Myths About Today’s Housing Market [INFOGRAPHIC]

By Marie Miller and Vera Jacques | April 22, 2022

Some Highlights

If you’re planning to buy or sell a home today, it’s important to be aware of common misconceptions.
Whether it’s timing your purchase as a buyer based on home prices and mortgage rates or knowing what to upgrade or repair before lis…

Why This Housing Market Is Not a Bubble Ready To Pop

By Marie Miller and Vera Jacques | April 21, 2022

Why This Housing Market Is Not a Bubble Ready To Pop | Simplifying The MarketHomeownership has become a major element in achieving the American Dream. A recent report from the National Association of Realtors (NAR) finds that over 86% of buyers agree homeownership is still the American Dream. Prior to the 1950s, less than half of the country owned their own home. However, after World War II, many returning […]

How To Approach Rising Mortgage Rates as a Buyer

By Marie Miller and Vera Jacques | April 20, 2022

How To Approach Rising Mortgage Rates as a Buyer | Simplifying The MarketIn the last few weeks, the average 30-year fixed mortgage rate from Freddie Mac inched up to 5%. While that news may have you questioning the timing of your home search, the truth is, timing has never been more important. Even though you may be tempted to put your plans on hold in hopes that […]

Why Pre-Approval Is an Important Step for Today’s Homebuyers

By Marie Miller and Vera Jacques | April 19, 2022

Why Pre-Approval Is an Important Step for Today’s Homebuyers | Simplifying The MarketBeing intentional and competitive are musts when buying a home this season. That’s why pre-approval is so important today. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Peter Warden, Editor of The Mortgage Reports, explains: “The lender will check […]

Is It Time To Buy a Smaller Home?

By Marie Miller and Vera Jacques | April 18, 2022

Is It Time To Buy a Smaller Home? | Simplifying The MarketLife events can have a major impact on what you need from your home, and retirement is one of the biggest changes many of us face. This period of your life can mean doing more of the things you enjoy, like traveling, visiting with loved ones, or taking on new hobbies. But what does that […]

What Is Multigenerational Housing? [INFOGRAPHIC]

By Marie Miller and Vera Jacques | April 15, 2022

Some Highlights

If you have additional loved ones coming to live with you but don’t have enough space, it may be time to consider a larger, multigenerational home.
Some key benefits of multigenerational living include a combined homebuying budget, s…

On the Fence of Whether or Not To Move This Spring? Consider This.

By Marie Miller and Vera Jacques | April 14, 2022

On the Fence of Whether or Not To Move This Spring? Consider This. | Simplifying The MarketIf you’re thinking of selling your house, it may be because you’ve heard prices are rising, listings are going fast, and sellers are getting multiple offers on their homes. But why are conditions so good for sellers today? And what can you expect when you move? To help answer both of those questions, let’s turn […]

On the Fence of Whether or Not To Move This Spring? Consider This.

By Marie Miller and Vera Jacques | April 14, 2022

On the Fence of Whether or Not To Move This Spring? Consider This. | Simplifying The MarketIf you’re thinking of selling your house, it may be because you’ve heard prices are rising, listings are going fast, and sellers are getting multiple offers on their homes. But why are conditions so good for sellers today? And what can you expect when you move? To help answer both of those questions, let’s turn […]

Where Are Mortgage Rates Headed?

By Marie Miller and Vera Jacques | April 13, 2022

Where Are Mortgage Rates Headed? | Simplifying The MarketThere’s never been a truer statement regarding forecasting mortgage rates than the one offered last year by Mark Fleming, Chief Economist at First American: “You know, the fallacy of economic forecasting is: Don’t ever try and forecast interest rates and or, more specifically, if you’re a real estate economist mortgage rates, because you will always […]

Why a Real Estate Professional Is Key When Selling Your House

By Marie Miller and Vera Jacques | April 12, 2022

Why a Real Estate Professional Is Key When Selling Your House | Simplifying The MarketWith today’s real estate market moving as fast as it is, working with a real estate professional is more essential than ever. They have the skills, experience, and expertise it takes to navigate the highly detailed and involved process of selling a home. That may be why the percentage of people who list their houses […]

Using Your Tax Refund To Achieve Your Homeownership Goals This Year

By Marie Miller and Vera Jacques | April 11, 2022

Using Your Tax Refund To Achieve Your Homeownership Goals This Year | Simplifying The MarketIf you’re buying or selling a home this year, you’re likely saving up for a variety of expenses. For buyers, that might include things like your down payment and closing costs. And for sellers, you’re probably working on a bit of spring cleaning and maintenance to spruce up your house before you list it. Either […]

Do You Know How Much Equity You Have in Your Home? [INFOGRAPHIC]

By Marie Miller and Vera Jacques | April 8, 2022

Some Highlights

If you’re a homeowner, your net worth has gotten a big boost. That’s because recent home price appreciation has increased your equity.
Your equity grows as you pay down your loan and as your home increases in value. Over the past yea…

The Future of Home Price Appreciation and What It Means for You

By Marie Miller and Vera Jacques | April 7, 2022

The Future of Home Price Appreciation and What It Means for You | Simplifying The MarketMany consumers are wondering what will happen with home values over the next few years. Some are concerned that the recent run-up in home prices will lead to a situation similar to the housing crash 15 years ago. However, experts say the market is totally different today. For example, Odeta Kushi, Deputy Chief Economist at […]

Remote Work Trends Mean Flexibility for First-Time Homebuyers

By Marie Miller and Vera Jacques | April 6, 2022

Remote Work Trends Mean Flexibility for First-Time Homebuyers | Simplifying The MarketToday’s low inventory can be challenging for homebuyers, especially if you’re looking to purchase your first home. But if you’re one of many people who work remotely, you may have a great opportunity to use the flexibility you have at work to achieve your homebuying goals this year. In a recent report, Arch Capital Services […]

What You Need To Budget for When Buying a Home

By Marie Miller and Vera Jacques | April 5, 2022

What You Need To Budget for When Buying a Home | Simplifying The MarketWhen it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information. But you should know, you’re not expected to have all the answers yourself. There are many trusted professionals who can help you understand your finances and what you’ll […]

Balancing Your Wants and Needs as a Homebuyer Today

By Marie Miller and Vera Jacques | April 4, 2022

Balancing Your Wants and Needs as a Homebuyer Today | Simplifying The MarketSince the number of homes for sale is low today, it can feel challenging to find one that checks all your boxes. But if you know which features are absolutely essential in your next home and which ones are just nice bonuses, you can land a home that fits your needs. Danielle Hale, Chief Economist […]

It’s Still a Sellers’ Market [INFOGRAPHIC]

By Marie Miller and Vera Jacques | April 1, 2022

Some Highlights

Due to low supply and high demand, today is one of the strongest sellers’ markets we’ve seen.
Sellers can benefit from more offers to pick from, higher home values, and a faster sales process. There’s a reason why 72% of people belie…

There Are Several Great Reasons To Consider Buying a Condo Today

By Marie Miller and Vera Jacques | March 31, 2022

There Are Several Great Reasons To Consider Buying a Condo Today | Simplifying The MarketIf you’re a first-time buyer looking to break into the housing market but struggling to find a home to buy, condominiums (or condos) could be a great alternative for you. Here are a few reasons condos may be something you’ll want to consider. Exploring Condos Could Add Options That Fit Your Budget Supply challenges are […]

What’s Happening with Mortgage Rates, and Where Will They Go from Here?

By Marie Miller and Vera Jacques | March 30, 2022

What’s Happening with Mortgage Rates, and Where Will They Go from Here? | Simplifying The MarketBased on the Primary Mortgage Market Survey from Freddie Mac, the average 30-year fixed-rate mortgage has increased by 1.2% (3.22% to 4.42%) since January of this year. The rate jumped by more than a quarter of a point from just a week ago. Here’s a visual to show how mortgage rate movement throughout 2021 was […]

The Best Week To List Your House Is Just Around the Corner

By Marie Miller and Vera Jacques | March 29, 2022

The Best Week To List Your House Is Just Around the Corner | Simplifying The MarketAre you thinking about selling your house? If so, you may want to make it a priority to start the process soon. According to realtor.com, the sweet spot for sellers is just around the corner. In a recent study, experts analyzed housing market trends by looking at data from the past several years (excluding 2020, […]

A Key To Building Wealth Is Homeownership

By Marie Miller and Vera Jacques | March 28, 2022

A Key To Building Wealth Is Homeownership | Simplifying The MarketThe link between financial security and homeownership is especially important today as inflation rises.  But many people may not realize just how much owning a home contributes to your overall net worth. As Leslie Rouda Smith, President of the National Association of Realtors (NAR), says: “Homeownership is rewarding in so many ways and can serve […]

How an Energy Efficient Home Can Be a Bright Idea [INFOGRAPHIC]

By Marie Miller and Vera Jacques | March 25, 2022

Some Highlights

With inflation driving up the cost of everyday items, seeking out an energy-efficient home can be a great way to decrease the expenses you can control.
Energy efficiency can help lower your utility bills and possibly even save you mo…

What You Can Expect from the Spring Housing Market

By Marie Miller and Vera Jacques | March 24, 2022

What You Can Expect from the Spring Housing Market | Simplifying The MarketAs the spring housing market kicks off, you likely want to know what you can expect this season when it comes to buying or selling a house. While there are multiple factors causing some uncertainty, including the conflict overseas, rising inflation, and the first rate increase from the Federal Reserve in over three years — […]

What You Need To Know if You’re Thinking About Building a Home

By Marie Miller and Vera Jacques | March 23, 2022

What You Need To Know if You’re Thinking About Building a Home | Simplifying The MarketIf you’re ready to move up, you may be trying to decide whether you want to buy a home that’s already on the market or build a new one. And since the supply of homes available for sale today is low, you’re willing to consider either avenue. While home builders are doing everything they can […]

The Many Benefits of Homeownership

By Marie Miller and Vera Jacques | March 22, 2022

The Many Benefits of Homeownership | Simplifying The MarketThe past two years have taught us the true value of homeownership, especially the stability and the feeling of accomplishment it can provide. But homeownership has so much more to offer. Here’s a look at a few of the non-financial and financial benefits of owning a home. If you’re looking to buy a home today, […]

The Average Homeowner Gained More Than $55K in Equity over the Past Year

By Marie Miller and Vera Jacques | March 21, 2022

The Average Homeowner Gained More Than $55K in Equity over the Past Year | Simplifying The MarketIf you’re a current homeowner, you should know your net worth just got a big boost. It comes in the form of rising home equity. Equity is the current value of your home minus what you owe on the loan. Today, you’re building that equity far faster than you may expect – and this gain […]

Spring Cleaning Checklist for Sellers [INFOGRAPHIC]

By Marie Miller and Vera Jacques | March 18, 2022

Some Highlights

If you’re thinking about selling your house this spring, here are some things you’ll want to tackle before you list.
Spend your time on tasks that make it feel inviting, show it’s cared for, and boost your curb appeal.
To determine t…

Did Your Dream Home Just Come on the Market?

By Marie Miller and Vera Jacques | March 17, 2022

Did Your Dream Home Just Come on the Market? | Simplifying The MarketFor the first time in a long time, the number of newly listed homes is beginning to rise. In their latest monthly release, realtor.com reveals the number of existing homes entering the market has increased for two months in a row (this comes after six months of declines). Here’s a graph showing the monthly new […]

Did Your Dream Home Just Come on the Market?

By Marie Miller and Vera Jacques | March 17, 2022

Did Your Dream Home Just Come on the Market? | Simplifying The MarketFor the first time in a long time, the number of newly listed homes is beginning to rise. In their latest monthly release, realtor.com reveals the number of existing homes entering the market has increased for two months in a row (this comes after six months of declines). Here’s a graph showing the monthly new […]

Are You Wondering if This Is the Year To Buy a Home?

By Marie Miller and Vera Jacques | March 16, 2022

Are You Wondering if This Is the Year To Buy a Home? | Simplifying The MarketEvery year, many renters ask themselves the same question: Should I continue renting, or is it time to buy a home? If you’re a renter, chances are you’ve asked yourself that question at least once, and it’s likely because you’ve faced an increase in your monthly housing costs over time. After all, according to Census […]

Don’t Get Caught Off Guard by Closing Costs

By Marie Miller and Vera Jacques | March 15, 2022

Don’t Get Caught Off Guard by Closing Costs | Simplifying The MarketAs a homebuyer, it’s important to plan and budget for the expenses you’ll encounter when you purchase a home. While most people understand the need to save for a down payment, a recent survey found 41% of homebuyers were surprised by their closing costs. Here’s some information to help you get started so you’re not […]

This Spring Presents Sellers with a Golden Opportunity

By Marie Miller and Vera Jacques | March 14, 2022

This Spring Presents Sellers with a Golden Opportunity | Simplifying The MarketIf you’re thinking of selling your house this year, timing is crucial. After all, you’ll want to balance getting the most out of the sale of your current home and making the best investment when you buy your next one. If that’s the case, you should know – you may be able to get the […]

Key Terms for Homebuyers [INFOGRAPHIC]

By Marie Miller and Vera Jacques | March 11, 2022

Some Highlights

Knowing key housing terms and how they relate to today’s market is important. For example, when mortgage rates and home prices rise, it impacts how much home you can afford.
Terms like appraisal (what lenders rely on to validate a ho…