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Why Pre-Approval Is Key for Homebuyers in 2022

By Marie Miller and Vera Jacques | January 24, 2022

Why Pre-Approval Is Key for Homebuyers in 2022 | Simplifying The MarketYou may have heard that it’s important to get pre-approved for a mortgage at the beginning of the homebuying process, but what does that really mean, and why is it so important? Especially in today’s market, with rising home prices and high buyer competition, it’s crucial to have a pre-approval letter prior to making an offer. Here’s why. Being intentional […]

Americans Choose Real Estate as the Best Investment [INFOGRAPHIC]

By Marie Miller and Vera Jacques | January 21, 2022

Some Highlights

According to a Gallup poll, real estate has been rated the best long-term investment for eight years in a row.
Real estate tops the list because you’re not just buying a place to call home – you’re investing in your future. Real esta…

Buyers Want To Know: Why Is Housing Supply Still So Low?

By Marie Miller and Vera Jacques | January 20, 2022

Buyers Want To Know: Why Is Housing Supply Still So Low? | Simplifying The MarketOne key question that’s top of mind for homebuyers this year is: why is it so hard to find a house to buy? The truth is, we’re in the ultimate sellers’ market, so real estate is ultra-competitive for buyers right now. The number of buyers searching for a home greatly outweighs how many homes are […]

With Mortgage Rates Climbing, Now’s the Time To Act

By Marie Miller and Vera Jacques | January 19, 2022

With Mortgage Rates Climbing, Now’s the Time To Act | Simplifying The MarketLast week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years. If you’re thinking about buying a home, this news may have come as a bit of a shock. But the truth is, it wasn’t entirely unexpected. Experts have been […]

Sellers: Don’t Wait Until Spring To Make Your Move

By Marie Miller and Vera Jacques | January 18, 2022

Sellers: Don’t Wait Until Spring To Make Your Move | Simplifying The MarketAs you plan out your goals for the year, moving up to your dream home may top the list. But, how do you know when to make your move? You want to time it just right so you can get the most out of the sale of your current house. You also want to know […]

Achieving the Dream of Homeownership

By Marie Miller and Vera Jacques | January 17, 2022

Achieving the Dream of Homeownership | Simplifying The MarketHomeownership has long been considered the American Dream, and it’s one every American should feel confident and powerful pursuing. But owning a home is also a deeply personal dream. Our home provides us with safety and security, and it’s a place where we can grow and flourish. Today, we remember the legacy of Dr. Martin Luther King, […]

When Is the Right Time To Sell [INFOGRAPHIC]

By Marie Miller and Vera Jacques | January 14, 2022

Some Highlights

If you’re trying to decide when to list your house, the time is now. There are plenty of buyers eagerly waiting for your home to hit the market.
The latest data indicates home showings are rising. There are more buyers than homes for…

What’s Going To Happen with Home Prices This Year?

By Marie Miller and Vera Jacques | January 13, 2022

What’s Going To Happen with Home Prices This Year? | Simplifying The MarketAfter almost two years of double-digit increases, many experts thought home price appreciation would decelerate or happen at a slower pace in the last quarter of 2021. However, the latest Home Price Insights Report from CoreLogic indicates while prices may have plateaued, appreciation has definitely not slowed. The following graph shows year-over-year appreciation throughout 2021. […]

Two Ways Homebuyers Can Win in Today’s Market

By Marie Miller and Vera Jacques | January 12, 2022

Two Ways Homebuyers Can Win in Today’s Market | Simplifying The MarketIf your goal is to purchase a home this year, you might be looking for any advantage you can get in today’s sellers’ market. While competition is still fierce for homebuyers, there are ways you can win and secure the home of your dreams, even in a hot market. Act Early and Save The earlier […]

Why Inflation Shouldn’t Stop You from Buying a Home in 2022

By Marie Miller and Vera Jacques | January 11, 2022

Why Inflation Shouldn’t Stop You from Buying a Home in 2022 | Simplifying The MarketIf you’re following along with the news today, you’re probably hearing a lot about record-breaking home prices, rising consumer costs, supply chain constraints, and more. And if you’re thinking about purchasing a home this year, all of these inflationary concerns are likely making you wonder if you should wait to buy. Investopedia explains that during […]

Real Estate Professionals Are Experts at Keeping You Safe When You Sell

By Marie Miller and Vera Jacques | January 10, 2022

Real Estate Professionals Are Experts at Keeping You Safe When You Sell | Simplifying The MarketIf you’re on the fence about whether or not you want to sell your house this year, there’s good news. For nearly two years, real estate professionals have worked tirelessly to ensure the safety of buyers and sellers during the pandemic. Today, they’re seasoned experts, not just in the art of buying and selling homes, […]

How To Hit Your Homebuying Goals This Year [INFOGRAPHIC]

By Marie Miller and Vera Jacques | January 7, 2022

Some Highlights

If you’re looking to buy a home, you may want to put these items on your to-do list to ensure you hit your goals.
It’s important to start working on your credit and saving for a down payment early. When you’re ready to begin your sea…

There Won’t Be a Wave of Foreclosures in the Housing Market

By Marie Miller and Vera Jacques | January 6, 2022

There Won’t Be a Wave of Foreclosures in the Housing Market | Simplifying The MarketWhen mortgage forbearance plans were first announced and the pandemic surged through the country in early 2020, many homeowners were allowed to pause their mortgage payments. Some analysts were concerned that once the forbearance program ended, the housing market would experience a wave of foreclosures like what happened after the housing bubble 15 years ago. […]

Why Waiting To Sell Your House Could Cost You a Small Fortune

By Marie Miller and Vera Jacques | January 5, 2022

Why Waiting To Sell Your House Could Cost You a Small Fortune | Simplifying The MarketMany homeowners who plan to sell in 2022 may think the wise thing to do is to wait for the spring buying market since historically about 40 percent of home sales occur between April and July. However, this year’s expected to be much different than the norm. Here are five reasons to list your house […]

Avoid the Rental Trap in 2022

By Marie Miller and Vera Jacques | January 4, 2022

Avoid the Rental Trap in 2022 | Simplifying The MarketAre you one of the many renters thinking about where you’ll live the next time your lease is up? Before you decide whether to look for a new house or another apartment, it’s important to understand the true costs of renting in 2022. As a renter, you should know rents have been rising since 1988 […]

How Much Do You Need for Your Down Payment?

By Marie Miller and Vera Jacques | January 3, 2022

How Much Do You Need for Your Down Payment? | Simplifying The MarketAs you set out on your homebuying journey, you likely have a plan in place, and you’re working on saving for your purchase. But do you know how much you actually need for your down payment? If you think you have to put 20% down, you may have set your goal based on a common […]

Here’s to a Wonderful 2022!

By Marie Miller and Vera Jacques | December 31, 2021

 

Why Selling Your House with a Real Estate Professional Is Essential

By Marie Miller and Vera Jacques | December 30, 2021

Why Selling Your House with a Real Estate Professional Is Essential | Simplifying The MarketSelling your house is no simple task. And when you sell on your own – known as a FSBO (or For Sale by Owner) – you’re responsible for handling some of the more difficult aspects of the process without the expert guidance you need. The 2021 Profile of Home Buyers and Sellers from the National […]

Expert Insights on the 2022 Housing Market

By Marie Miller and Vera Jacques | December 29, 2021

Expert Insights on the 2022 Housing Market | Simplifying The MarketAs we move into 2022, both buyers and sellers are wondering, what’s next? Will there be more homes available to buy? Will prices keep climbing? How high will mortgage rates go? For the answer to those questions and more, we turn to the experts. Here’s a look at what they say we can expect in […]

5 Tips for Making Your Best Offer on a Home

By Marie Miller and Vera Jacques | December 28, 2021

5 Tips for Making Your Best Offer on a Home | Simplifying The MarketAs a buyer in a sellers’ market, sometimes it can feel like you’re stuck between a rock and a hard place. When you’re ready to make an offer on a home, remember these five easy tips to help you rise above the competition. 1. Know Your Budget Knowing your budget and what you can afford […]

Key Things To Avoid After Applying for a Mortgage

By Marie Miller and Vera Jacques | December 27, 2021

Key Things To Avoid After Applying for a Mortgage | Simplifying The MarketOnce you’ve found your dream home and applied for a mortgage, there are some key things to keep in mind before you close. It’s exciting to start thinking about moving in and decorating your new place, but before you make any large purchases, move your money around, or make any major life changes, be sure […]

Thank You for All of Your Support

By Marie Miller and Vera Jacques | December 24, 2021

 

When a House Becomes a Home

By Marie Miller and Vera Jacques | December 23, 2021

When a House Becomes a Home | Simplifying The MarketIt’s clear that owning a home makes financial sense. But lately, the emotional side of what drives homeownership is becoming increasingly important. No matter the living space, the feeling of a home means different things to different people. Whether it’s a familiar scent or a favorite chair, the feel-good connections to our own homes can […]

The Perks of Putting 20% Down on a Home

By Marie Miller and Vera Jacques | December 22, 2021

The Perks of Putting 20% Down on a Home | Simplifying The MarketIf you’re thinking of buying a home, you’re probably wondering what you need to save for your down payment. Is it 20% of the loan, or could you put down less? While there are lower down payment programs available that allow qualified buyers to put down as little as 3.5%, it’s important to understand the […]

The Average Homeowner Gained $56,700 in Equity over the Past Year

By Marie Miller and Vera Jacques | December 21, 2021

The Average Homeowner Gained over $56,700 in Equity over the Past Year | Simplifying The MarketWhen you think of homeownership, what’s the first thing that comes to mind? Chances are you might focus on the non-financial benefits, like the security or stability a home provides. But what about equity? While it can be overlooked, a homeowner’s equity helps build long-term wealth over time. Here’s a look at what equity is […]

Homebuyers: Be Ready To Act This Winter

By Marie Miller and Vera Jacques | December 20, 2021

Homebuyers: Be Ready To Act This Winter | Simplifying The MarketTo succeed as a buyer in today’s market, it’s important to understand which market trends will have the greatest impact on your home search. Danielle Hale, Chief Economist at realtor.com, says there are two factors every buyer should keep their eyes on: “Going forward, the conditions buyers face are primarily dependent on two things: mortgage […]

2022 Housing Market Forecast [INFOGRAPHIC]

By Marie Miller and Vera Jacques | December 17, 2021

Some Highlights

What does the coming year hold for the housing market? Here’s what experts project for 2022.
Mortgage rates are projected to rise and so are home prices. Experts are forecasting buyer demand will remain strong as people try to capita…

Homebuyers Are Going on a Shopping Spree This Winter

By Marie Miller and Vera Jacques | December 16, 2021

Homebuyers Are Going on a Shopping Spree This Winter | Simplifying The MarketBlack Friday and Cyber Monday are over, which means some shoppers have wrapped up their holiday buying. But there’s still a group of buyers that are very active this holiday season – homebuyers. Experts anticipate the real estate market will see a flurry of activity this winter, and that’s great news for today’s sellers. If […]

What Everyone Wants To Know: Will Home Prices Decline in 2022?

By Marie Miller and Vera Jacques | December 15, 2021

What Everyone Wants To Know: Will Home Prices Decline in 2022? | Simplifying The MarketIf you’re thinking of buying a home in today’s housing market, you may be wondering how strong your investment will be. You might be asking yourself: if I buy a home now, will it lose value? Or will it continue to appreciate going forward? The good news is, according to the experts, home prices are […]

Advice for First-Generation Homebuyers

By Marie Miller and Vera Jacques | December 14, 2021

Advice for First-Generation Homebuyers | Simplifying The MarketThe sense of pride you’ll feel when you purchase a home can’t be overstated. For first-generation homebuyers, that feeling of accomplishment is even greater. That’s because the pride of homeownership for first-generation buyers extends far beyond the homebuyer. AJ Barkley, Head of Neighborhood and Community Lending for Bank of America, says: “Achieving this goal can […]

If You Think the Housing Market Will Slow This Winter, Think Again.

By Marie Miller and Vera Jacques | December 13, 2021

If You Think the Housing Market Will Slow This Winter, Think Again. | Simplifying The MarketFrom the opportunity to take advantage of today’s low mortgage rates to changing homeowner needs, Americans have more motivation than ever to buy a home. According to the experts, buyers are making moves right now, creating an unseasonably strong housing market for this time of year. As we wrap up the fall season and move […]

A Happy Tail: Pets and the Homebuying Process [INFOGRAPHIC]

By Marie Miller and Vera Jacques | December 10, 2021

A Happy Tail: Pets and the Homebuying Process [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • It’s no secret that we love our furry friends – about 70% of U.S. households have pets. What may come as a surprise is how large a role they play in the homebuying process.
  • Americans spend $1,163 a year on their pets, and nearly half of pet owners say they would move for better accommodations and amenities for their pets.
  • If you’re thinking of adding a furry friend, or if you already have, let’s connect to discuss how you can find a home that meets all your pet’s needs.

Two Reasons Why Waiting To Buy a Home Will Cost You

By Marie Miller and Vera Jacques | December 9, 2021

Two Reasons Why Waiting To Buy a Home Will Cost You | Simplifying The MarketIf you’re a homeowner who’s decided your current house no longer fits your needs, or a renter with a strong desire to become a homeowner, you may be hoping that waiting until next year could mean better market conditions to purchase a home. To determine whether you should buy now or wait another year, you […]

Struggling To Find a Home To Buy? New Construction May Be an Option.

By Marie Miller and Vera Jacques | December 8, 2021

Struggling To Find a Home To Buy? New Construction May Be an Option. | Simplifying The MarketThere’s no question that the financial benefits of selling a house are outstanding today. Now is truly a great time to list if you’re ready to make a change. But if you do sell your house right now, you may be wondering where you’ll go when you move. With so few homes available to buy […]

Why It Just Became Much Easier To Buy a Home

By Marie Miller and Vera Jacques | December 7, 2021

Why It Just Became Much Easier To Buy a Home | Simplifying The MarketSince the pandemic began, Americans have reevaluated the meaning of the word home. That’s led some renters to realize the many benefits of homeownership, including the feelings of security and stability and the financial benefits that come with rising home equity. At the same time, many current homeowners have decided their house no longer meets […]

Win When You Sell (And When You Move)

By Marie Miller and Vera Jacques | December 6, 2021

Win When You Sell (And When You Move) | Simplifying The MarketIf you’re trying to decide when to sell your house, there may not be a better time than this winter. Selling this season means you can take advantage of today’s strong sellers’ market when you make a move. Win When You Sell Right now, conditions are very favorable for current homeowners looking for a change. […]

A Checklist for Selling Your House This Winter [INFOGRAPHIC]

By Marie Miller and Vera Jacques | December 3, 2021

Some Highlights

If you’re planning to sell your house this winter, you’ll want it to look its best inside and out.
Take the time and focus on tasks that make it inviting, show it’s cared for, and boost your curb appeal.
Let’s connect so you have an …

Tips for Single Homebuyers: How To Make Your Dream a Reality

By Marie Miller and Vera Jacques | December 2, 2021

Tips for Single Homebuyers: How To Make Your Dream a Reality | Simplifying The MarketIf you’re living on your own and looking to buy a home, know that you can make your dream a reality with thoughtful planning and the right team of experts. Research from Freddie Mac shows 28% of all households (36.1 million) are sole-person, and that number is growing. Over the past 40 years, the number […]

How To Think Strategically as a Buyer in Today’s Market

By Marie Miller and Vera Jacques | December 1, 2021

How To Think Strategically as a Buyer in Today’s Market | Simplifying The MarketThe game of chess can provide incredible lessons to apply to all aspects of life, including the homebuying process. Chess requires you to plan and think about your strategy from the very beginning of the game. The homebuying process, like chess, requires strategy and planning. Here are a few things to keep in mind to […]

Home Is Where the Heart Is More than Ever This Year

By Marie Miller and Vera Jacques | November 30, 2021

Home Is Where the Heart Is More than Ever This Year | Simplifying The MarketThere’s no denying the financial benefits of homeownership, but what’s often overlooked are the feelings of gratitude, security, pride, and comfort we get from owning a home. This year, those emotions are stronger than ever. We’ve lived through a time that has truly changed our needs and who we are, and as a result, homeownership […]

Why Now Is a Great Time To Sell Your House

By Marie Miller and Vera Jacques | November 29, 2021

Why Now Is a Great Time To Sell Your House | Simplifying The MarketAs we near the end of the year, more homeowners are realizing the benefits of today’s sellers’ market. Record-breaking home price appreciation, growing equity, low inventory, and competitive mortgage rates are motivating homeowners to make a move that addresses their changing lifestyles. In fact, recent data from realtor.com shows a larger share of homeowners are […]

Reasons To Hire a Real Estate Professional [INFOGRAPHIC]

By Marie Miller and Vera Jacques | November 26, 2021

Some Highlights

Whether you’re buying or selling, there are many perks that come from working with a real estate advisor.
Real estate professionals are experts at navigating all aspects of the buying and selling process, including negotiating on you…

Thank You for Your Support

By Marie Miller and Vera Jacques | November 25, 2021

 

How Smart Buyers Are Approaching Rising Mortgage Rates

By Marie Miller and Vera Jacques | November 24, 2021

How Smart Buyers Are Approaching Rising Mortgage Rates | Simplifying The MarketLast week, the average 30-year fixed mortgage rate from Freddie Mac inched up to 3.1%, and experts project rates will continue rising through 2022: “The 30-year fixed-rate mortgage was 2.9% in the third quarter of 2021. We forecast mortgage rates to increase slightly through the remainder of the year and reach 3.0%, rising to 3.5% […]

Don’t Believe Everything You Read: The Truth Many Headlines Overlook

By Marie Miller and Vera Jacques | November 23, 2021

Don't Believe Everything You Read: The Truth Many Headlines Overlook | Simplifying The MarketThere are a lot of questions right now regarding the real estate market as we head into 2022. The forbearance program is coming to an end and mortgage rates are beginning to rise. With all of this uncertainty, anyone with a megaphone – from the mainstream media to a lone blogger – has realized that […]

4 Ways Homeowners Can Use Their Equity

By Marie Miller and Vera Jacques | November 22, 2021

4 Ways Homeowners Can Use Their Equity | Simplifying The MarketYour equity is a powerful tool that can help you achieve your goals as a homeowner. And chances are, your equity grew substantially over the past year. According to the latest Equity Insights Report from CoreLogic, homeowners gained an average of $51,500 in equity over the past year. If you’re looking for the best ways […]

Your Journey to Homeownership [INFOGRAPHIC]

By Marie Miller and Vera Jacques | November 19, 2021

Some Highlights

When it comes to buying a home, there are a number of key milestones along the way.
The process includes everything from building your team and understanding your finances to going house hunting, making an offer, and more.
When you’r…

Home Sales About To Surge? We May See a Winter Like Never Before.

By Marie Miller and Vera Jacques | November 18, 2021

Home Sales About To Surge? We May See a Winter Like Never Before. | Simplifying The MarketLike most industries, residential real estate has a seasonality to it. For example, toy stores sell more toys in October, November, and December than they do in any other three-month span throughout the year. More cars are sold in the U.S. during the second quarter (April, May, and June) than in any other quarter of […]

Retirement May Be Changing What You Need in a Home

By Marie Miller and Vera Jacques | November 17, 2021

Retirement May Be Changing What You Need in a Home | Simplifying The MarketThe past year and a half brought about significant life changes for many of us. For some, it meant entering retirement earlier than expected. Recent data shows more people retired this year than anticipated. According to the Schwartz Center for Economic Policy Analysis, 2021 saw a retirement boom: “At least 1.7 million more older workers […]

Sellers: You’ll Likely Get Multiple Strong Offers This Season

By Marie Miller and Vera Jacques | November 16, 2021

Sellers: You’ll Likely Get Multiple Strong Offers This Season | Simplifying The MarketAre you thinking about selling your house right now, but you’re not sure you’ll have the time to do so as the holidays draw near? If so, consider this: even as the holiday season approaches, there are plenty of buyers out there, and they really want your house. Here’s why selling this winter is a […]

4 Things Every Renter Needs To Consider

By Marie Miller and Vera Jacques | November 15, 2021

4 Things Every Renter Needs To Consider | Simplifying The MarketAs a renter, you’re constantly faced with the same dilemma: keep renting for another year or purchase a home? Your answer depends on your current situation and future plans, but there are a number of benefits to homeownership every renter needs to consider. Here are a few things you should think about before you settle […]

Should I Update My House Before I Sell It? [INFOGRAPHIC]

By Marie Miller and Vera Jacques | November 12, 2021

Some Highlights

If you’re deciding whether you should make updates before you sell your house, lean on your agent to be your guide.
If the market is flooded with houses for sale, updates may be necessary for your house to stand out. In our current s…

VA Loans: Helping Veterans Achieve Their Homeownership Dreams

By Marie Miller and Vera Jacques | November 11, 2021

VA Loans: Helping Veterans Achieve Their Homeownership Dreams | Simplifying The MarketThe purpose of Veterans Affairs (VA) home loans is to provide a pathway to homeownership for those who have sacrificed so much by serving our nation. As the Veterans Administration says of the program: “The objective of the VA Home Loan Guaranty program is to help eligible Veterans, active-duty personnel, surviving spouses, and members of […]

What’s Happening with Home Prices?

By Marie Miller and Vera Jacques | November 10, 2021

What’s Happening with Home Prices? | Simplifying The MarketMany people have questions about home prices right now. How much have prices risen over the past 12 months? What’s happening with home values right now? What’s projected for next year? Here’s a look at the answers to all three of these questions. How much have home values appreciated over the last 12 months? According […]

How Sellers Win When Housing Inventory Is Low

By Marie Miller and Vera Jacques | November 9, 2021

How Sellers Win When Housing Inventory Is Low | Simplifying The MarketIn today’s housing market, the number of homes for sale is much lower than the strong buyer demand. As a result, homeowners ready to sell have a significant advantage. Here are three ways today’s low inventory will set you up for a win when you sell this season. 1. Higher Prices With so many more […]

Two Graphs That Show Why You Shouldn’t Be Upset About 3% Mortgage Rates

By Marie Miller and Vera Jacques | November 8, 2021

Two Graphs That Show Why You Shouldn’t Be Upset About 3% Mortgage Rates | Simplifying The MarketWith the average 30-year fixed mortgage rate from Freddie Mac climbing above 3%, rising rates are one of the topics dominating the discussion in the housing market today. And since experts project rates will rise further in the coming months, that conversation isn’t going away any time soon. But as a homebuyer, what do rates […]

Numbers Don’t Lie – It’s Still a Great Time To Sell [INFOGRAPHIC]

By Marie Miller and Vera Jacques | November 5, 2021

Numbers Don’t Lie – It’s Still a Great Time To Sell [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • Heading into the end of the year, you might wonder if it’s still a good time to sell your house. Here’s what the latest data from the National Association of Realtors (NAR) says.
  • Housing supply is lower than last year, and home prices are up nationwide. Meanwhile, the average home is selling fast and receiving several offers. Listing now puts your house in the spotlight, meaning it could sell quickly – and for more than you’d expect.
  • Feeling motivated? If you’re ready to sell and capitalize on today’s market, let’s connect.

Why a Wave of Foreclosures Is Not on the Way

By Marie Miller and Vera Jacques | November 4, 2021

Why a Wave of Foreclosures Is Not on the Way | Simplifying The MarketWith forbearance plans coming to an end, many are concerned the housing market will experience a wave of foreclosures similar to what happened after the housing bubble 15 years ago. Here are a few reasons why that won’t happen. There are fewer homeowners in trouble this time After the last housing crash, about 9.3 million […]

Experts Project Mortgage Rates Will Continue To Rise in 2022

By Marie Miller and Vera Jacques | November 3, 2021

Experts Project Mortgage Rates Will Continue To Rise in 2022 | Simplifying The MarketMortgage rates are one of several factors that impact how much you can afford if you’re buying a home. When rates are low, they help you get more house for your money. Within the last year, mortgage rates have hit the lowest point ever recorded, and they’ve hovered in the historic-low territory. But even over […]

Sellers Have Incredible Leverage in Today’s Market

By Marie Miller and Vera Jacques | November 2, 2021

Sellers Have Incredible Leverage in Today’s Market | Simplifying The MarketWith mortgage rates climbing above 3% for the first time in months, serious buyers are more motivated than ever to find a home before the end of the year. Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), puts it best, saying: “Housing demand remains strong as buyers likely want to secure a home […]