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Two Reasons Why Today’s Housing Market Isn’t a Bubble

By Marie Miller and Vera Jacques | June 27, 2022

Two Reasons Why Today’s Housing Market Isn’t a Bubble | Simplifying The MarketYou may be reading headlines and hearing talk about a potential housing bubble or a crash, but it’s important to understand that the data and expert opinions tell a different story. A recent survey from Pulsenomics asked over one hundred housing market experts and real estate economists if they believe the housing market is in […]

Why an Agent Is Essential When Pricing Your House [INFOGRAPHIC]

By Marie Miller and Vera Jacques | June 24, 2022

Some Highlights

When it comes to pricing your house, there’s a lot to consider. The only way to ensure you price it right is by partnering with a local real estate professional.
To find the best price, your agent balances current market demand, the …

Homeownership Is a Great Hedge Against the Impact of Rising Inflation

By Marie Miller and Vera Jacques | June 23, 2022

Homeownership Is a Great Hedge Against the Impact of Rising Inflation | Simplifying The MarketIf you’re following along with the news today, you’ve heard about rising inflation. Today, inflation is at a 40-year high. According to the National Association of Home Builders (NAHB): “Consumer prices accelerated again in May as shelter, energy and food prices continued to surge at the fastest pace in decades. This marked the third straight […]

Things To Avoid After Applying for a Home Loan

By Marie Miller and Vera Jacques | June 22, 2022

Things To Avoid After Applying for a Home Loan | Simplifying The MarketOnce you’ve applied for a mortgage to buy a home, there are some key things to keep in mind. While it’s exciting to start thinking about moving in and decorating, be careful when it comes to making any big purchases. Here are a few things you may not realize you need to avoid after applying […]

The Average Homeowner Gained $64K in Equity over the Past Year

By Marie Miller and Vera Jacques | June 21, 2022

The Average Homeowner Gained $64K in Equity over the Past Year | Simplifying The MarketIf you own a home, your net worth likely just got a big boost thanks to rising home equity. Equity is the current value of your home minus what you owe on the loan. And today, based on recent home price appreciation, you’re building that equity far faster than you may expect – here’s how […]

Why Achieving the Dream of Homeownership Can Be More Difficult for Some Americans

By Marie Miller and Vera Jacques | June 20, 2022

Why Achieving the Dream of Homeownership Can Be More Difficult for Some Americans | Simplifying The MarketToday we take time to honor and recognize the past and present experiences of Black Americans. When it comes to real estate specifically, equitable access to housing has come a long way, but the path to homeownership is still steeper for households of color. The Gap in Homeownership Rate in America It’s a more challenging […]

More Listings Are Coming onto the Market [INFOGRAPHIC]

By Marie Miller and Vera Jacques | June 17, 2022

Some Highlights

Worried you won’t be able to find your next home after you sell? You should know data from realtor.com shows more listings are coming onto the market each month this year.
Having additional options can make the search for your next h…

Home Price Deceleration Doesn’t Mean Home Price Depreciation

By Marie Miller and Vera Jacques | June 16, 2022

Home Price Deceleration Doesn’t Mean Home Price Depreciation | Simplifying The MarketExperts in the real estate industry use a number of terms when they talk about what’s happening with home prices. And some of those words sound a bit similar but mean very different things. To help clarify what’s happening with home prices and where experts say they’re going, here’s a look at a few terms […]

A Majority of Consumers Say It’s a Good Time To Sell Your House

By Marie Miller and Vera Jacques | June 15, 2022

A Majority of Consumers Say It’s a Good Time To Sell Your House | Simplifying The MarketIf you’re a homeowner thinking about selling your house, you’re probably looking for the best time to make your move. That means you’re likely balancing a number of factors, like your changing needs, where you’ll go when you sell, and today’s mortgage rates in order to time it just right. According to recent data, that […]

Is the Housing Market Correcting?

By Marie Miller and Vera Jacques | June 14, 2022

Is the Housing Market Correcting? | Simplifying The MarketIf you’re following the news, all of the headlines about conditions in the current housing market may leave you with more questions than answers. Is the boom over? Is the market crashing or correcting? Here’s what you need to know. The housing market is moderating compared to the last two years, but what everyone needs […]

More Americans Choose Real Estate as the Best Investment Than Ever Before

By Marie Miller and Vera Jacques | June 13, 2022

More Americans Choose Real Estate as the Best Investment Than Ever Before | Simplifying The MarketAmericans’ opinion on the value of real estate as an investment is climbing. That’s according to an annual survey from Gallup. Not only is real estate viewed as the best investment for the ninth year in a row, but more Americans selected it than ever before. The graph below shows the results of the survey […]

The Top Reasons To Own Your Home [INFOGRAPHIC]

By Marie Miller and Vera Jacques | June 10, 2022

Some Highlights

June is National Homeownership Month, and it’s a great time to consider the benefits of owning your own home.
If you’re considering homeownership, know that it can give you privacy, comfort, and a place to express yourself. It can al…

The Top Reasons To Own Your Home [INFOGRAPHIC]

By Marie Miller and Vera Jacques | June 10, 2022

Some Highlights

June is National Homeownership Month, and it’s a great time to consider the benefits of owning your own home.
If you’re considering homeownership, know that it can give you privacy, comfort, and a place to express yourself. It can al…

Luxury Homes Are in High Demand

By Marie Miller and Vera Jacques | June 9, 2022

Luxury Homes Are in High Demand | Simplifying The MarketAs people realize their needs are changing, some are turning to luxury housing to find their dream home. Investopedia helps define what pushes a home into this category. In a recent article, they point out that a luxury home isn’t only defined by its price. Location is also an important factor. It could be a […]

What Are the Best Options for Today’s First-Time Homebuyers?

By Marie Miller and Vera Jacques | June 8, 2022

What Are the Best Options for Today’s First-Time Homebuyers? | Simplifying The MarketIf you’re looking to buy your first home, you’re likely balancing several factors. Because both mortgage rates and home prices have risen this year, it costs more to buy a home than it did even just a few months ago. But that doesn’t mean you have to put your plans on hold. If you partner […]

Why the Growing Number of Homes for Sale Is Good for Your Move Up

By Marie Miller and Vera Jacques | June 7, 2022

Why the Growing Number of Homes for Sale Is Good for Your Move Up | Simplifying The MarketAre you thinking about selling your current home? If so, the biggest question on your mind may be: if I sell now, where will I go? If this resonates with you, there’s something you should know. The number of homes coming onto the market is increasing and that could make it easier for you to […]

Why You Need an Expert To Determine the Right Price for Your House

By Marie Miller and Vera Jacques | June 6, 2022

Why You Need an Expert To Determine the Right Price for Your House | Simplifying The MarketIf your lifestyle has changed recently and you’re ready to make a move, taking advantage of today’s sellers’ market might be just the answer for your summer plans. With homes continuing to get multiple offers, this could be your moment to get the contract you’re looking for on your house if you’re ready to sell. […]

History Proves Recession Doesn’t Equal a Housing Crisis [INFOGRAPHIC]

By Marie Miller and Vera Jacques | June 3, 2022

Some Highlights

It’s important to understand history proves an economic slowdown does not equal a housing crisis.
In 4 of the last 6 recessions, home prices actually appreciated. Home prices only fell twice – minimally in the early 90s and then by n…

How Homeownership Impacts You

By Marie Miller and Vera Jacques | June 2, 2022

How Homeownership Impacts You | Simplifying The MarketJune is National Homeownership Month, and it’s the perfect time to reflect on how impactful owning a home can truly be. When you purchase a house, it becomes more than just a space you occupy. It’s your stake in the community, an investment, and a place you can put your stamp on. If you’re thinking […]

Why Home Loans Today Aren’t What They Were in the Past

By Marie Miller and Vera Jacques | June 1, 2022

Why Home Loans Today Aren’t What They Were in the Past | Simplifying The MarketIn today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that led to the housing crash 15 years ago. Let’s ease those concerns. Several times a year, the Mortgage Bankers Association (MBA) releases an index titled the Mortgage Credit Availability Index (MCAI). According to their […]

What Does the Rest of the Year Hold for the Housing Market?

By Marie Miller and Vera Jacques | May 31, 2022

What Does the Rest of the Year Hold for the Housing Market? | Simplifying The MarketIf you’re thinking of buying or selling a house, you’re at an exciting decision point. And anytime you make a big decision like that, one thing you should always consider is timing. So, what does the rest of the year hold for the housing market? Here’s what experts have to say. The Number of Homes […]

Remember and Honor Those Who Gave All

By Marie Miller and Vera Jacques | May 30, 2022

We remember and honor those who gave all.

Bright Days Are Ahead When You Move Up This Summer [INFOGRAPHIC]

By Marie Miller and Vera Jacques | May 27, 2022

Some Highlights

Warmer weather and longer days mean summer is almost here. Celebrate by upgrading to the home of your dreams so you can enjoy all the season has to offer.
When you list your house, you can capitalize on today’s sellers’ market to fue…

Why Summer Is a Great Time To Buy a Vacation Home

By Marie Miller and Vera Jacques | May 26, 2022

Why Summer Is a Great Time To Buy a Vacation Home | Simplifying The MarketYou may be someone who looks forward to summer each year because it gives you an opportunity to rest, unwind, and enjoy more quality time with your loved ones. Now that summer is just around the corner, it’s worthwhile to start thinking about your plans and where you want to spend your vacations this year. […]

How Buying or Selling a Home Benefits the Economy and Your Community

By Marie Miller and Vera Jacques | May 25, 2022

How Buying or Selling a Home Benefits the Economy and Your Community | Simplifying The MarketIf you’re thinking of buying or selling a home, chances are you’re focusing on the many extraordinary ways it’ll change your life. But do you know it has a large impact on your community too? To measure that impact, the National Association of Realtors (NAR) releases a report each year to highlight just how much […]

Sellers Have an Opportunity as Home Prices Re-Accelerate

By Marie Miller and Vera Jacques | May 24, 2022

Sellers Have an Opportunity as Home Prices Re-Accelerate | Simplifying The MarketAs mortgage rates started to rise this year, many homeowners began to wonder if the value of their homes would fall. Here’s the good news. Historically, when mortgage rates rise by a percentage point or more, home values continue to appreciate. The latest data on home prices seems to confirm that trend. According to data […]

Work With a Real Estate Professional if You Want the Best Advice

By Marie Miller and Vera Jacques | May 23, 2022

Work With a Real Estate Professional if You Want the Best Advice | Simplifying The MarketBecause buying or selling a home is such a big decision in our lives, the need for clear, trustworthy information and guidance is crucial. And while no one can give you perfect advice, when you align yourself with an expert, you’ll get the best advice for your situation. An Expert Will Give You the Best […]

Don’t Let Rising Inflation Delay Your Homeownership Plans [INFOGRAPHIC]

By Marie Miller and Vera Jacques | May 20, 2022

Some Highlights

If recent headlines about rising inflation are making you wonder if it’s still a good time to buy, here’s what experts have to say.
Housing is an asset that typically grows in value. Plus, your mortgage helps stabilize your monthly h…

The One Thing Every Homeowner Needs To Know About a Recession

By Marie Miller and Vera Jacques | May 19, 2022

The One Thing Every Homeowner Needs To Know About a Recession | Simplifying The MarketA recession does not equal a housing crisis. That’s the one thing that every homeowner today needs to know. Everywhere you look, experts are warning we could be heading toward a recession, and if true, an economic slowdown doesn’t mean homes will lose value. The National Bureau of Economic Research (NBER) defines a recession this way: […]

How Homeownership Can Bring You Joy

By Marie Miller and Vera Jacques | May 18, 2022

How Homeownership Can Bring You Joy | Simplifying The MarketIf you’re trying to decide whether to rent or buy a home, you’re probably weighing a few different factors. The financial benefits of homeownership might be one of the reasons you want to make a purchase if you’re a renter, but the decision can also be motivated by having a place that’s uniquely your own. […]

Why Rising Mortgage Rates Push Buyers off the Fence

By Marie Miller and Vera Jacques | May 17, 2022

Why Rising Mortgage Rates Push Buyers off the Fence | Simplifying The MarketIf you’re thinking about buying a home, you’ve probably heard mortgage rates are rising and have wondered what that means for you. Since mortgage rates have increased over two percentage points this year, it’s natural to think about how this will impact your homeownership plans. Today, buyers are reacting in one of two ways: they’re […]

If You’re a Homeowner, You Have Incredible Leverage When You Sell Today

By Marie Miller and Vera Jacques | May 16, 2022

If You’re a Homeowner, You Have Incredible Leverage When You Sell Today | Simplifying The MarketIn today’s housing market, homeowners have a great opportunity to sell their house and receive the best terms for their personal situation. That’s because there’s a limited number of homes for sale, which is creating competition among buyers. Right now, homebuyers want three things: To be the winning bid on their dream home To buy […]

Should You Update Your House Before Selling? Ask a Real Estate Professional. [INFOGRAPHIC]

By Marie Miller and Vera Jacques | May 13, 2022

Some Highlights

If you’re deciding whether you should make updates before you sell your house, lean on your trusted real estate advisor to be your guide.
In today’s sellers’ market, buyers have limited options and may be more willing to take on repa…

What You Actually Need To Know About the Number of Foreclosures in Today’s Housing Market

By Marie Miller and Vera Jacques | May 12, 2022

What You Actually Need To Know About the Number of Foreclosures in Today’s Housing Market | Simplifying The MarketWhile you may have seen recent stories about the volume of foreclosures today, context is important. During the pandemic, many homeowners were able to pause their mortgage payments using the forbearance program. The goal was to help homeowners financially during the uncertainty created by the health crisis. When the forbearance program began, many experts were […]

Are There More Homes Coming to the Market?

By Marie Miller and Vera Jacques | May 11, 2022

Are There More Homes Coming to the Market? | Simplifying The MarketAccording to a recent survey from the National Association of Realtors (NAR), one of the top challenges buyers face in today’s housing market is finding a home that meets their needs. That’s largely because the inventory of homes for sale is so low today. If you’re looking to buy a home, you may have noticed […]

Will Home Prices Fall This Year? Here’s What Experts Say.

By Marie Miller and Vera Jacques | May 10, 2022

Will Home Prices Fall This Year? Here’s What Experts Say | Simplifying The MarketMany people are wondering: will home prices fall this year? Whether you’re a potential homebuyer, seller, or both, the answer to this question matters for you. Let’s break down what’s happening with home prices, where experts say they’re headed, and how this impacts your homeownership goals. What’s Happening with Home Prices?  Home prices have seen 121 […]

How Today’s Mortgage Rates Impact Your Home Purchase

By Marie Miller and Vera Jacques | May 9, 2022

How Today’s Mortgage Rates Impact Your Home Purchase | Simplifying The MarketIf you’re planning to buy a home, it’s critical to understand the relationship between mortgage rates and your purchasing power. Purchasing power is the amount of home you can afford to buy that’s within your financial reach. Mortgage rates directly impact the monthly payment you’ll have on the home you purchase. So, when rates rise, […]

2022 Housing Market Forecast [INFOGRAPHIC]

By Marie Miller and Vera Jacques | May 6, 2022

Some Highlights

What does the rest of the year hold for the housing market? Here’s what experts have to say about what lies ahead.
Home prices are projected to rise and so are mortgage rates. Experts are also forecasting another strong year for home…

2022 Housing Market Forecast [INFOGRAPHIC]

By Marie Miller and Vera Jacques | May 6, 2022

Some Highlights

What does the rest of the year hold for the housing market? Here’s what experts have to say about what lies ahead.
Home prices are projected to rise and so are mortgage rates. Experts are also forecasting another strong year for home…

Three Tips for First-Time Homebuyers

By Marie Miller and Vera Jacques | May 5, 2022

Three Tips for First-Time Homebuyers | Simplifying The MarketBuying your first home is a major decision and an exciting milestone. Even though it can feel daunting at times, it has the power to change your life for the better. If you’re looking to purchase your first home, you may be wondering what’s happening in the housing market today, how much you need to […]

Your House Could Be Closer to List-Ready Than You Think

By Marie Miller and Vera Jacques | May 4, 2022

Your House Could Be Closer to List-Ready Than You Think | Simplifying The MarketOne of the biggest concerns for a homeowner looking to sell is the time they’ll have to put in before listing their house. If that’s the case for you, you should know – your home might be closer to list-ready than you think in today’s housing market. A survey of recent sellers from realtor.com finds […]

Things That Could Help You Win a Bidding War on a Home

By Marie Miller and Vera Jacques | May 3, 2022

Things That Could Help You Win a Bidding War on a Home | Simplifying The MarketWith a limited number of homes for sale today and so many buyers looking to make a purchase before mortgage rates rise further, bidding wars are common. According to the latest report from the National Association of Realtors (NAR), nationwide, homes are getting an average of 4.8 offers per sale. Here’s a look at how […]

Today’s Home Price Appreciation Is Great News for Existing Homeowners

By Marie Miller and Vera Jacques | May 2, 2022

Today’s Home Price Appreciation Is Great News for Existing Homeowners | Simplifying The MarketIf you’re planning to sell your home this season, rising prices are great news for you. But it’s important to understand why prices are rising to begin with. One major factor is supply and demand. In any industry, when there are more buyers for an item than there are of that item available, prices naturally […]

Give Your Curb Appeal a Boost Before You Sell [INFOGRAPHIC]

By Marie Miller and Vera Jacques | April 29, 2022

Some Highlights

If you’re thinking about selling your house this season, focusing on a few quick and easy updates outside can help your home look its best.
78% of real estate agents polled say poor landscaping affects property values. As a seller, t…

What You Need To Know About Selling in a Sellers’ Market

By Marie Miller and Vera Jacques | April 28, 2022

What You Need To Know About Selling in a Sellers' Market | Simplifying The MarketEven if you haven’t been following real estate news, you’ve likely heard about the current sellers’ market. That’s because there’s a lot of talk about how strong market conditions are for people who want to sell their houses. But if you’re thinking about listing your house, you probably want to know: what does being in […]

The Dream of Homeownership Is Worth the Effort

By Marie Miller and Vera Jacques | April 27, 2022

The Dream of Homeownership Is Worth the Effort | Simplifying The MarketIf you’re in the market to buy a home this season, stick with it. Homebuyers face challenges in any market, and today’s is no exception. But if you persevere, your decision to purchase a home will be worth the effort in the end. In fact, a recent survey from Bankrate shows homeownership is so powerful […]

How Homeownership Can Help Shield You from Inflation

By Marie Miller and Vera Jacques | April 26, 2022

How Homeownership Can Help Shield You from Inflation | Simplifying The MarketIf you’re following along with the news today, you’ve likely heard about rising inflation. You’re also likely feeling the impact in your day-to-day life as prices go up for gas, groceries, and more. These rising consumer costs can put a pinch on your wallet and make you re-evaluate any big purchases you have planned to […]

Is It Enough To Offer Asking Price in Today’s Housing Market?

By Marie Miller and Vera Jacques | April 25, 2022

Is It Enough To Offer Asking Price in Today’s Housing Market? | Simplifying The MarketIf you’re planning to buy a home this season, you’re probably thinking about what you’ll need to do to get your offer accepted. In previous years, it was common for buyers to try and determine how much less than the asking price they could offer to still get the home. The buyer and seller would […]

Myths About Today’s Housing Market [INFOGRAPHIC]

By Marie Miller and Vera Jacques | April 22, 2022

Some Highlights

If you’re planning to buy or sell a home today, it’s important to be aware of common misconceptions.
Whether it’s timing your purchase as a buyer based on home prices and mortgage rates or knowing what to upgrade or repair before lis…

Why This Housing Market Is Not a Bubble Ready To Pop

By Marie Miller and Vera Jacques | April 21, 2022

Why This Housing Market Is Not a Bubble Ready To Pop | Simplifying The MarketHomeownership has become a major element in achieving the American Dream. A recent report from the National Association of Realtors (NAR) finds that over 86% of buyers agree homeownership is still the American Dream. Prior to the 1950s, less than half of the country owned their own home. However, after World War II, many returning […]

How To Approach Rising Mortgage Rates as a Buyer

By Marie Miller and Vera Jacques | April 20, 2022

How To Approach Rising Mortgage Rates as a Buyer | Simplifying The MarketIn the last few weeks, the average 30-year fixed mortgage rate from Freddie Mac inched up to 5%. While that news may have you questioning the timing of your home search, the truth is, timing has never been more important. Even though you may be tempted to put your plans on hold in hopes that […]

Why Pre-Approval Is an Important Step for Today’s Homebuyers

By Marie Miller and Vera Jacques | April 19, 2022

Why Pre-Approval Is an Important Step for Today’s Homebuyers | Simplifying The MarketBeing intentional and competitive are musts when buying a home this season. That’s why pre-approval is so important today. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Peter Warden, Editor of The Mortgage Reports, explains: “The lender will check […]

Is It Time To Buy a Smaller Home?

By Marie Miller and Vera Jacques | April 18, 2022

Is It Time To Buy a Smaller Home? | Simplifying The MarketLife events can have a major impact on what you need from your home, and retirement is one of the biggest changes many of us face. This period of your life can mean doing more of the things you enjoy, like traveling, visiting with loved ones, or taking on new hobbies. But what does that […]

What Is Multigenerational Housing? [INFOGRAPHIC]

By Marie Miller and Vera Jacques | April 15, 2022

Some Highlights

If you have additional loved ones coming to live with you but don’t have enough space, it may be time to consider a larger, multigenerational home.
Some key benefits of multigenerational living include a combined homebuying budget, s…

On the Fence of Whether or Not To Move This Spring? Consider This.

By Marie Miller and Vera Jacques | April 14, 2022

On the Fence of Whether or Not To Move This Spring? Consider This. | Simplifying The MarketIf you’re thinking of selling your house, it may be because you’ve heard prices are rising, listings are going fast, and sellers are getting multiple offers on their homes. But why are conditions so good for sellers today? And what can you expect when you move? To help answer both of those questions, let’s turn […]

On the Fence of Whether or Not To Move This Spring? Consider This.

By Marie Miller and Vera Jacques | April 14, 2022

On the Fence of Whether or Not To Move This Spring? Consider This. | Simplifying The MarketIf you’re thinking of selling your house, it may be because you’ve heard prices are rising, listings are going fast, and sellers are getting multiple offers on their homes. But why are conditions so good for sellers today? And what can you expect when you move? To help answer both of those questions, let’s turn […]

Where Are Mortgage Rates Headed?

By Marie Miller and Vera Jacques | April 13, 2022

Where Are Mortgage Rates Headed? | Simplifying The MarketThere’s never been a truer statement regarding forecasting mortgage rates than the one offered last year by Mark Fleming, Chief Economist at First American: “You know, the fallacy of economic forecasting is: Don’t ever try and forecast interest rates and or, more specifically, if you’re a real estate economist mortgage rates, because you will always […]

Why a Real Estate Professional Is Key When Selling Your House

By Marie Miller and Vera Jacques | April 12, 2022

Why a Real Estate Professional Is Key When Selling Your House | Simplifying The MarketWith today’s real estate market moving as fast as it is, working with a real estate professional is more essential than ever. They have the skills, experience, and expertise it takes to navigate the highly detailed and involved process of selling a home. That may be why the percentage of people who list their houses […]

Using Your Tax Refund To Achieve Your Homeownership Goals This Year

By Marie Miller and Vera Jacques | April 11, 2022

Using Your Tax Refund To Achieve Your Homeownership Goals This Year | Simplifying The MarketIf you’re buying or selling a home this year, you’re likely saving up for a variety of expenses. For buyers, that might include things like your down payment and closing costs. And for sellers, you’re probably working on a bit of spring cleaning and maintenance to spruce up your house before you list it. Either […]

Do You Know How Much Equity You Have in Your Home? [INFOGRAPHIC]

By Marie Miller and Vera Jacques | April 8, 2022

Some Highlights

If you’re a homeowner, your net worth has gotten a big boost. That’s because recent home price appreciation has increased your equity.
Your equity grows as you pay down your loan and as your home increases in value. Over the past yea…